Dramatically increase account usage.

Engage your clients with the perfect mobile communication solution.

Around the world, millions of cash-based households

are opening bank accounts for the very first time.


globally only


of mobile money users were active in 2013

In the past 12 months, only


of account users set aside money for savings

An award-winning turnkey solution.

High Touch/Low Cost

Communicate to the entire market, not just smartphone users, using SMS as a vehicle for engagement.

Easy to Implement

Seamlessly integrate with your current platform.


Automated system that always feels human, establishing a dialogue with your customer.

Industry Experts

Designed and engineered specifically for financial institutions.

Transform the relationship between low-balance customers and your financial institution.

and the results are proven

  • 33%

    active client rates

  • 50%

    average balances


The financial service industry’s best new product for the underserved
The G20 Innovation Award for Financial Inclusion

At the G20 Summit in Mexico City,
named the global winner of
The G20 Innovation Award for Financial Inclusion

“Most Innovative Customer Interaction Solution” in Citi Mobile Challenge

1st place Stanford Social Entrepreneurship Challenge


American BankerForbesSocial Capital MarketsFast CompanyGoodEchoing GreenAshokaAmerican Express

For more information on our process, visit our How It Works page.

How It Works

A true partnership

So much more than a text message.
SMS is where we talk to your customers, but Juntos knows customer engagement requires a 360 approach. We work alongside you to create a data-driven strategy that addresses the nuance of each client base.

What time should we talk to your customers? What communication style results in the highest engagement? Juntos analytics evaluates the effectiveness of each communication campaign and creates a user-centric strategy that optimizes the timing and messaging of each engagement.

Creating Behaviors

Dormant accounts to active customers.
In a partnership with one of the largest banks in Latin America, the Juntos group of users had 33% higher active client rates than the control group.

Increased transactions.
Juntos’ proactive approach to engagment leads to higher balances and bank activity.

Learn More

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